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Debt Management 
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Every Time
Debt Management. Stop Debt Worries With One Call
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Debt Management, IVA Advice, Bankruptcy Advice
Debt Management, IVA Advice, Bankruptcy Advice
Debt Management Debt Management Advice
Debt Management is an informal arrangement with your creditors to pay reduced payments because you cannot afford to pay the full amount they request each month. The reduced debt management payments can be arranged by you speaking directly with your creditors or it can be arranged by Garcia Jones acting as your Debt Management Company. We will speak to your creditors on your behalf.

When you begin the debt management process, your creditors will want a financial statement from you, showing your monthly income and outgoings. A reduced debt management payment is then considered by your creditors, based on your individual circumstances.

When paying reduced payments as part of a debt management plan, your creditors can still apply interest and charges to your accounts and can still take legal action against you. A debt management plan is beneficial to individuals who owe up to £20,000 in unsecured loans and credit cards and who may have a short term financial difficulty. This may be due to redundancy or short term sickness where you may need debt management assistance for a few months until the problem is rectified.
 
Debt Management, IVA Advice, Bankruptcy Advice
The Right Advice
Everytime
Call 0845 225 0777
Debt Management, IVA Advice, Bankruptcy Advice
 
OPTIONS & QUESTIONS IVA Debt Management Do Nothing Bankruptcy
Will My Debt Stop Increasing? NO NO
Will My Creditors Stop Chasing Me? NO NO
Will I Be Able To Keep My House? ? Unlikely
Does It Avoid Bankruptcy NO NO